Tuesday, July 3, 2012
By forfeiting Endorsement
The discount notes and bills of exchange, a process which medianteel is anticipated through a financial institution or private company appointed by Mediatoris, the nominal value of bills of exchange or promissory notes are endorsed to the entity, who responsible for making collection management in their respective maturities.
It is therefore yield to a financial institution or private company of the future receivables for the company, documented by receipts, promissory notes or bills of exchange, who we anticipate the amount at the time of the transfer at that time discounting charges and interest generated by the operation. Such transfer or trade discounts involves the transmission of our rights as creditors denominating endorsement.
Advantage
Not have to sign policies, or provide guarantees or endorse any amounts deducted tipo.Las not add risk in CIRBE.Garantía, Reliability and Discretion in the immediate trámite.Liquidez. A change of trade discount of promissory notes or bills of exchange, you take away the liquid from the financial transaction by means of payment elija.Requisitos
It is necessary for the paying company, the drawer is a company with consolidated business career. Since the discount is not guaranteed by strengthening policy, is not enough that the company has no payment or incidents so far have no returns. It is hoped that the drawer has a high volume business, the financial statement and its findings can be contrasted with the appropriate date market information.
The discount of promissory notes, bills of exchange, by endorsement, allowing for financing with a higher interest rate than traditional banks (and we indicated that there is no guarantee or strengthening policies), but is more agile and indispensable, especially if there are incidents payment the drawee (the Recetor payment) or not possible to have the bank discount discount lines exceeded.
If you want to discount their bills, please send a copy of the effects and invoices or contracts which has led to payment.
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