Tuesday, July 3, 2012

At age 24 Got Your Own Home


In this article I'll discuss the example of a young woman who managed to get their own home.

She is Kelly Johana Diaz is 24 years old and lives in Bogota, Colombia. It's Mother headed households and entrepreneurs.

Juan Jose Posada Uribe, Social Communicator specializing in Digital Journalism, published on Wednesday, March 16, 2011 on his blog an interview with Kelly Johana. Posadauribe.blogspot.com

It exposes and comments that based on the constancy and savings achieved his goal. He mentions that feels weird owning a home after years of being a tenant, paying rent is for your house.

He followed the example of his mother about the craft of making and now has a company dedicated to the oar.

The video features testimonials from several women who work for her and expressed their admiration for achievement at his age to get your house.

It got its Home Ownership through the National Savings Fund of their country. In one embodiment which is called voluntary savings.

This program promotes a culture of saving for the unbanked, becoming an open financial opportunities of access to housing in Colombia.

The credits are intended to give those who have met the program's main condition: Saving on a regular basis, weekly, biweekly or monthly for 12 months, and meet other requirements. Apply to buy used home (70% of value), new (80% of value), batch building itself or pair improvements in existing buildings.

The payment period will be between 5 and 30 years, monthly payments depend on the economic and financial situation of the person concerned. These monthly payments are fixed. As every program is certainly special and opinions and positive and negative experiences.

Note that depending on your age and your personal finances is very important period in the case of Kelly Johana could commit to a long-term financing for their age. Each case has to be studied.

It seems very fitting that spread this story. You need to know these examples and confirm that the savings, investment and perseverance will always be good habits and even better when it comes to getting their own house.

I invite you to look for similar programs in your country and you get all the information of your interest.

Analyze if it helps, if you can apply, visit the makers and talk to them.

Think you can take a good surprise and with the money now spent on rent or other things you can start a savings and investment plan and combine it with similar financings that Kelly Johana has worked.

What do you think?

Until next time.

José Luis, Your Online Architect.

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